房屋买卖的程序及注意事项

购买房产是您在加拿大开始安居乐业的最大的一笔投资之一, 同时又是一个非常繁琐和需要专业帮助的过程. 一般说来买到您理想的房屋需要经过如下主要阶段:
An Explanation of the Process
A REALTOR will not take it for granted that you know all the in\'s and out\'s of the buying/selling process. Instead, he/she will provide you wiht a full explanation of what to expect and what\'s important so you\'re not faced with any surprise along the way.
An Assessment of Your Needs
A REALTOR will explore the reason you want buying, time constraints you might have, your financial situation and any future plans.
A Plan to Find Your Dream Home
A REALTOR will help you identify what you want in your new residence. Separete Room to rent? Garage? A particular building design? What about the neighbourhood? Proximity to schools or works? A REALTOR will compare your needs, wants and budget with what is available on the market and make recommendation that save you time and effort.
He or she will also accompany you as you view houses and help you assess their suitability and price. As an expert on a property, a REALTOR can provide facts on the neighbourhoods, the cost of heating, the condition of the furnace, and so on.
Access to Properties for Sale
Multiple Listing Service or MLS is an exclusive service accessible only through a REALTOR and it can be a valuable tool. Through MLS, the details of a wide variety of listed properties are made avaible to the REALTOR you work with. That can save you a tremendous amount of time and effort in your hunt for the right home.
Choice of Financing Options
REALTORS have extensive knowledge of the financing choies available to home buyers and there are many of them. At your request, a REALTOR will assist in evaluating mortgage options and obtaining financing at the most attractive prevailing rates and terms.
Deal Negotiation
REALTORS are experienced in arranging fair deals. He or she will assist in negotiating an offer, acting as a mediator to head off potential conflict between you and the seller, and draw up a legallybinding agreement.
Agreement of Purchase and Sale(Form 101)
Agreement of Purchase and Sale(Form 101) is Ontario\'s legallybinding agreement of purchasing and selling a home, which you should sign when you get the deal with the seller. In this agreement, there are also the signatures of seller, the REALTORS of both sides and Lawyers of both sides.
Closing